When simplified, investment markets can be divided into two types: equities and debt. Equity investments are purchases of shares in a company and represent a part of the ownership of the company. Shareholders may or may not receive annual dividends. Debt investments, on the other hand, represent a loan to the company with the corresponding return plus expected interest. A […]
Have you ever been undoubtedly attracted to a co-worker? Have you ever wondered if it’s okay to have sex or flirt with a coworker? Have you ever had too many at an office party and went home with a client or coworker? Do you know someone else who has? Then this article may be for you! Most companies have strict […]
The hostess of the restaurant must be well groomed and present at all times during business hours at the entrance of the restaurant. She should acknowledge the arrival of the guests with a bright smile on her face and pleasant eye contact, as she approaches the guest. The hostess should greet guests by name (if available) with a courteous bow. […]
I love being born in this time and I don’t know how I could have lived at any other time in history. New technological advances have made life easier for me as a home business owner. I am excited about the possibilities available with technology today and excited about the thoughts of the technology that will be available very soon. […]
Reading or analyzing your balance sheet can seem a bit intimidating, as if it is something that stock analysts and bank managers do. I would like to bring it much closer to you and help you become familiar with it so that you can use it as one of your business tools. Preparation of accurate financial statements To begin with, […]
Literally the biggest challenge any new business faces is getting the financing it needs to get going. Unfortunately, loans are not easy to come by these days, especially if you lack good credit. However, there are some alternative options. You don’t necessarily have to apply for a traditional loan from a bank or go through the SBA. There are several […]
No matter where you live in North America, you must have seen some humorous cartoons depicting a not-so-trustworthy real estate agent intending to sell a home to an innocent-looking couple. My favorite cartoon, which still makes me chuckle, dates back to a few years ago when I was practicing real estate at United Realty. It was a Pompeii Realty realtor, […]
Point of Service (POS) plans are one of the many health insurance options available to you and your family. A unique type of health plan, POS plans can be considered a hybrid of HMO and PPO plans. POS plans contain a few features of each of these, which some people may find advantageous. Below is a summary of the advantages […]
There are three important differences between investing and trading. Ignoring it can lead to confusion. A novice trader, for example, may use the terms interchangeably and misapply their rules with mixed and unrepeatable results. Investing and trading become more effective when their differences are clearly recognized. An investor’s goal is to acquire long-term ownership of an instrument with a high […]
What is an Alternative Investment Fund (IDA)? The AIF is an investment vehicle grouped privately according to the Alternative Investment Funds Regulation that raises funds from investors, whether Indians or foreigners, to invest them according to an investment policy defined for the benefit of its investors. The AIF may take the form of a trust or a company or a […]
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